Choosing a NEET PG seat involves balancing the stipend you receive during residency with the service bond obligations after completion. Generally, central institutes (AIIMS, Delhi colleges) offer the highest stipends with no service bonds, while some states like Uttarakhand and Assam have very high penalties or long service periods.Below is a state-wise breakdown of the approximate stipend and bond conditions for the 2024–25 session.Quick Comparison: Stipend and Bond (Major States)| State / UT | Approx. Stipend (1st Year) | Bond Duration | Bond Penalty ||—|—|—|—|| Delhi (DU/IPU) | ₹1,05,000 – ₹1,20,000 | No Bond | No Penalty || Uttar Pradesh | ₹1,00,000 – ₹1,09,000 | 2 Years | ₹40 Lakh || Maharashtra | ₹77,000 – ₹92,000 | 1 Year | ₹50 Lakh || Gujarat | ₹84,000 – ₹1,00,000 | 1 Year | ₹40 Lakh || Karnataka | ₹55,000 – ₹60,000 | 1 Year | ₹50 Lakh || Tamil Nadu | ₹55,000 – ₹60,000 | 2 Years | ₹40 Lakh || Rajasthan | ₹82,000 – ₹85,000 | 2 Years | ₹25 Lakh || Kerala | ₹57,000 – ₹60,000 | 1 Year | ₹50 Lakh || West Bengal | ₹55,000 – ₹60,000 | 3 Years | ₹30 Lakh || Assam | ₹48,000 – ₹52,000 | 10 Years | ₹25 Lakh || Uttarakhand | ₹85,000 – ₹90,000 | 2 Years | ₹2.5 Crore* |*Note: Uttarakhand has a specific “subsidized seat” policy with a massive penalty; non-subsidized options may differ.Key Highlights for Aspirants1. High Stipend, No Bond (The “Gold” Standard) * Central Institutes: AIIMS, JIPMER, and PGI Chandigarh generally offer stipends around ₹90,000 – ₹1,05,000 with no service bond. * Delhi (MAMC, VMMC, RML): These are highly coveted because they offer some of the highest stipends in India (exceeding ₹1.1 Lakh) without any post-PG service requirement.2. One-Year Bond StatesMany students prefer these states because the service period is manageable. * Madhya Pradesh: Stipend ~₹75,000; 1-year bond (₹10 Lakh penalty). * Goa: Stipend ~₹60,000; 1-year bond (₹50 Lakh penalty).3. Critical Penalties & Long Bonds * Assam: While the penalty is ₹25 Lakh, the service duration is technically up to 10 years, making it one of the longest in the country. * Haryana: Offers a good stipend (~₹1 Lakh) but has specific policies regarding seat leaving and service that vary by institution.Important Terms to Know * Service Bond: The time you must work for the state government after finishing your degree. * Seat Leaving Penalty: The amount you must pay if you resign from the seat after the final round of counseling. * Stipend Revisions: Many states (like UP and Maharashtra) revise stipends annually based on DA (Dearness Allowance) or resident strikes, so these numbers can fluctuate slightly.State-wise NEET PG 2025 Stipend DetailsThis video provides a detailed breakdown of the 2025 stipend amounts across different states to help you compare financial outcomes during your residency.Would you like me to look up the specific seat-leaving penalty or bond rules for a particular state in more detail?YouTube video views will be stored in your YouTube History, and your data will be stored and used by YouTube according to its Terms of Service